Policies and regulatory documentation
Annual 2019 RTS 28 and Article 65(6)
Annual report and financial statements for RLAM
In accordance with regulatory obligations in the Financial Conduct Authority (FCA) Conduct of Business Sourcebook (COBS), Royal London Asset Management Ltd (RLAM) is required to establish and implement an Order Execution Policy (the Policy) which ensures it obtains the best possible result for its clients when dealing in financial instruments (as defined in the FCA Handbook).
The complaints policy for our clients outlines how to raise an issue as well as our promise to you.
Conflicts of interest disclosure
As a firm regulated by the Financial Conduct Authority (FCA), Royal London Asset Management (RLAM) is required to take appropriate steps to identify and prevent or manage conflicts of interest.
Costs and Charges
Please visit one of the fund centres in our investor websites to access costs and charges disclosure information for our funds.
EMT - European MiFID Template
MiFID II introduces new obligations on MiFID firms acting as product manufacturers and distributors. This includes enhanced investor protection that requires firms to take responsibility for ensuring that products and related services that are designed are consistent with the interest of clients. Firms that manufacture financial products will need to specify, as part of the product approval process, a target market of end clients. This must cover characteristics and objectives the product is intended to deliver as well as a distribution strategy which is consistent with the identified target market.
Please visit one of the fund centres in our investor websites to access our EMT template.
To request a copy of our EPT please email RLAMCostCharges@rlam.co.uk
Please visit one of the fund centres in our investor websites to access regulatory documentation relating to our funds including KIIDs, prospectuses and financial reports.
Gender pay gap
In line with gender pay reporting legislation, Royal London will publish statutory calculations every year comparing men and women’s average pay across the organisation.
LIBOR: impacts and solutions for investors
Our communication regarding the transition from LIBOR to new risk free rates, which will take effect at the beginning of 2022.
Modern slavery statement
We are passionate about ensuring our business is conducted ethically. Visit our Group website to find out more and download our statements.
The EU Capital Requirements Directive requires firms to publish certain information relating to their risk management and capital adequacy. These are known as Pillar 3 disclosures.
Product development procedure
Our Product Development Procedure sets out the governance process for designing and developing propositions, including their approval equirements, within RLAM with the goal of ensuring that propositions meet identified customer needs based on insight and deliver good customer outcomes.
Royal London Asset Management (RLAM) Limited is part of the Royal London Group. RLAM is subject to the Group Remuneration Policy and comes under the governance of the Group Remuneration Committee which approves all RLAM specific remuneration plans and awards.